Wmo own contribution: what do you pay yourself?

For Wmo support, you sometimes pay part yourself. That is called the Wmo own contribution. How much that is depends on your situation and the support you receive.

What is the own contribution for Wmo support?

For most Wmo support, you pay part yourself. That is called an own contribution. Under the Wmo, you never pay more than a fixed amount per month.

The Wmo helps you to live at home longer and take part in society. It concerns support such as household help, guidance, daytime activities, transportation, a home adaptation, or an assistive device. Respite care may also fall under this. It is about tailored support. The municipality looks together with you at what suits your situation.

Who arranges and calculates the contribution?

The CAK calculates how high the own contribution is. The CAK also makes sure it is paid. After your registration, the CAK determines your contribution and you receive a letter about it. That letter is called the decision.

If you want to know in advance roughly what you will end up paying, you can make a calculation for free on the CAK website. For the exact amount in your situation, you can contact the CAK.

For which Wmo provisions do you pay this?

For most Wmo support, a fixed monthly own contribution applies. This can concern household help, guidance in daily life, daytime activities, transportation, a home adaptation, or an assistive device such as a wheelchair. Support that relieves you as an informal caregiver, such as respite care, may also fall under this.

For help and guidance, an own contribution may apply. A fixed monthly own contribution also applies for short-term stay through the Wmo. An own contribution may apply for home adaptations. For larger home adaptations, your municipality can reimburse this from the Wmo.

For assistive devices, an own contribution via the CAK may sometimes also apply. For some forms of guidance, you pay an own contribution. The amount is stated with the CAK.

When do you pay nothing or does something else apply?

If you are younger than 18, you pay nothing. Under the Wmo, it is a fixed amount per month, but under the Wlz it works differently. There, the amount depends on what you earn, what you own, and which care you receive.

If your loved one receives care at home under the Long-Term Care Act, a home adaptation also goes through the Wmo, but then without a separate municipal own contribution.

If your loved one receives care from the basic insurance? Then the compulsory deductible usually applies. In 2026, this is 385 euros per year.

What extra costs may still be added?

Informal care can cost extra money, for example for travel, parking, meals, or aids. There is no national scheme that pays all costs of informal care. Sometimes the municipality has a scheme for travel costs, parking, or special assistance. An additional health insurance policy may also reimburse something.

Keep receipts and note why you incur the costs. Ask your municipality about the current local conditions and check the policy with the health insurer of you or your loved one before you book or buy anything. For complicated questions, independent client support or a social adviser can help.

What do you do if you want to know what this means for you?

The first step is at the Wmo desk of your municipality. You apply for many provisions at the Wmo desk of your municipality, and you can get independent help with arranging things through independent client support.

For support as an informal caregiver, you can contact Mantelzorg Zoetermeer.